Average Rent in McCracken County, KY↑ Rents rising 1.9% YoY🔺 12th priciest in KY
HUD FY2025 · Official government data · Updated annually · Metro pop. 67,584
Market Overview
McCracken County, KY has rental prices ranging from $693/month to $1,698/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $781/month — 44% below the national average of $1,400/month. With a median household income of $62,385/year, spending $781/month on a 1-bedroom represents 15% of gross income — within the recommended 30% threshold.
How McCracken County Compares
With an average 2-bedroom rent of $1,011/month, McCracken County ranks #12 most expensive of the 98 cities tracked in Kentucky — pricier than 66% of all US cities in our data.
The McCracken County Rental Market
The McCracken County, KY area has a population of about 67,584 and 33% of households renting rather than owning. That is close to the US average renter share of ~34%.
Rent Trends
2-bedroom rents in McCracken County, KY have risen by $19/month (1.9%) over the past year, from $992 to $1,011. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.
Affordability
To afford a 1-bedroom apartment in McCracken County, KY without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,240. The local median household income of $62,385 exceeds that threshold by $31,145, making McCracken County relatively accessible compared to local wages.
Economy & Jobs
McCracken County, KY has an unemployment rate of 5.0%, 1.1 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.
Neighborhoods
Home values — and by extension rent levels — vary significantly across McCracken County's neighborhoods. Among the highest-value areas are Woodlawn-Oakdale ($128,693 median home value), Reidland ($223,777 median home value), Hendron ($232,159 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.
Fair Market Rents
HUD FY2025Is McCracken County, KY Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in KYlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Grant County | $759 | $848 | $1,098 | $1,323 | — |
| Lexington | $799 | $982 | $1,165 | $1,583 | — |
| Carter County | $657 | $661 | $867 | $1,215 | — |
| Huntington | $844 | $850 | $971 | $1,259 | — |
| Clarksville | $916 | $976 | $1,229 | $1,722 | — |
| Bowling Green | $882 | $993 | $1,173 | $1,413 | — |
Rent or Buy in McCracken County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real McCracken County data
Buying breaks even after 4 years — worth it if you stay 4+ years.
Living in McCracken County
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Frequently Asked Questions
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💵Rent Affordability in McCracken CountySalary needed to afford rent here
🗺️All Cities in KYSee how McCracken County ranks statewide
⚖️Compare McCracken CountySide-by-side rent & cost of living with any city
📋KY Tenant RightsDeposit limits, eviction laws & renters protections