RentData

Average Rent in Jackson County, KY Rents rising 2.0% YoY🔻 2nd cheapest in KY

HUD FY2025 · Official government data · Updated annually · Metro pop. 13,003

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Jackson County, KY has rental prices ranging from $624/month to $1,194/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $661/month — 53% below the national average of $1,400/month. With a median household income of $41,410/year, spending $661/month on a 1-bedroom represents 19% of gross income — within the recommended 30% threshold.

How Jackson County Compares

With an average 2-bedroom rent of $867/month, Jackson County ranks #97 most expensive of the 98 cities tracked in Kentucky — more affordable than 90% of all US cities in our data.

The Jackson County Rental Market

The Jackson County, KY area has a population of about 13,003 and 20% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Jackson County, KY have risen by $17/month (2.0%) over the past year, from $850 to $867. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Jackson County, KY without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $26,440. The local median household income of $41,410 exceeds that threshold by $14,970, making Jackson County relatively accessible compared to local wages.

Economy & Jobs

Jackson County, KY has an unemployment rate of 8.3%, 4.4 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2025
Studio
$624
Affordable
1 Bedroom
$661
Affordable
2 Bedrooms
$867
2.0% YoY
Affordable
3 Bedrooms
$1,190
Average
4 Bedrooms
$1,194
Average
🔔
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Is Jackson County, KY Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$34,680/year
Local median income: $41,410
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $867/month and 20% down on a home at 7% rate.

Nearby Cities in KYlargest metros in the state

CityStudio1BR2BR3BRHome Value
Grant County$759$848$1,098$1,323
Lexington$799$982$1,165$1,583
Carter County$657$661$867$1,215
Huntington$844$850$971$1,259
Clarksville$916$976$1,229$1,722
Bowling Green$882$993$1,173$1,413

Rent or Buy in Jackson County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Jackson County data

$
Home Value
$350,000
2BR Rent
$867/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $867/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Jackson County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Jackson County

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💵Rent Affordability in Jackson County

Salary needed to afford rent here

🗺️All Cities in KY

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⚖️Compare Jackson County

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📋KY Tenant Rights

Deposit limits, eviction laws & renters protections