RentData

Average Rent in Stone County, MS↑ Rents rising 8.0% YoY🔺 9th priciest in MS

HUD FY2027 · Official government data · Updated annually · Metro pop. 418,452

Data review: HUD FY2027Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Stone County, MS has rental prices ranging from $871/month to $1,570/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $882/month — 37% below the national average of $1,400/month. With a median household income of $61,266/year, spending $882/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.

How Stone County Compares

With an average 2-bedroom rent of $1,047/month, Stone County ranks #9 most expensive of the 80 cities tracked in Mississippi — pricier than 56% of all US cities in our data.

The Stone County Rental Market

The Stone County, MS area has a population of about 418,452 and 33% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Stone County, MS have risen by $78/month (8.0%) over the past year, from $969 to $1,047. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Stone County, MS without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $35,280. The local median household income of $61,266 exceeds that threshold by $25,986, making Stone County relatively accessible compared to local wages.

Economy & Jobs

Stone County, MS has an unemployment rate of 3.9%, 0.0 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.

Fair Market Rents

HUD FY2027
Studio
$871
Affordable
1 Bedroom
$882
Affordable
2 Bedrooms
$1,047
↑8.0% YoY
Affordable
3 Bedrooms
$1,248
Affordable
4 Bedrooms
$1,570
Average
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Is Stone County, MS Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$41,880/year
Local median income: $61,266
To buy a median home
—/year
US national median: $75,000
💡 Based on a 2BR rent of $1,047/month and 20% down on a — home at 7% rate.

Nearby Cities in MSlargest metros in the state

CityStudio1BR2BR3BRHome Value
Holmes County$798$831$905$1,253—
Jackson$1,099$1,105$1,289$1,536—
Pascagoula$960$966$1,099$1,506—
Gulfport$844$982$1,185$1,525—
Covington County$656$783$933$1,232—
Hattiesburg$916$1,117$1,316$1,676—

Rent or Buy in Stone County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Stone County data

$
Home Value
$350,000
2BR Rent
$1,047/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 3 years — worth it if you stay 3+ years.

Total monthly buy cost: $2,577/movs rent: $1,047/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Stone County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Stone County

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💵Rent Affordability in Stone County

Salary needed to afford rent here

🗺️All Cities in MS

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⚖️Compare Stone County

Side-by-side rent & cost of living with any city

📋MS Tenant Rights

Deposit limits, eviction laws & renters protections