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Average Rent in Holmes County, MS Rents falling 24.3% YoY🔻 Cheapest in MS

HUD FY2021 · Official government data · Updated annually · Metro pop. 16,491

Data review: HUD FY2021Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction
⚠️ Data notice: The most recent HUD data available for this area is FY2021. HUD may have reclassified this metro — figures may not reflect current market conditions.

Market Overview

Holmes County, MS has rental prices ranging from $516/month to $1,044/month in 2021, depending on unit size. The typical 1-bedroom apartment rents for $519/month — 63% below the national average of $1,400/month. With a median household income of $29,434/year, spending $519/month on a 1-bedroom represents 21% of gross income — within the recommended 30% threshold.

How Holmes County Compares

With an average 2-bedroom rent of $684/month, Holmes County ranks #79 most expensive of the 79 cities tracked in Mississippi — more affordable than 99% of all US cities in our data.

The Holmes County Rental Market

The Holmes County, MS area has a population of about 16,491 and 39% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.

Rent Trends

2-bedroom rents in Holmes County, MS have fallen by $219/month (24.3%) over the past year, from $903 to $684. This rate of decrease is significant and reflects softening demand or increased inventory in the local market.

Affordability

To afford a 1-bedroom apartment in Holmes County, MS without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $20,760. The local median household income of $29,434 exceeds that threshold by $8,674, making Holmes County relatively accessible compared to local wages.

Economy & Jobs

Holmes County, MS has an unemployment rate of 7.5%, 3.6 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2021
Studio
$516
Affordable
1 Bedroom
$519
Affordable
2 Bedrooms
$684
24.3% YoY
Affordable
3 Bedrooms
$869
Average
4 Bedrooms
$1,044
Expensive
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Is Holmes County, MS Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$27,360/year
Local median income: $29,434
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $684/month and 20% down on a home at 7% rate.

Nearby Cities in MSlargest metros in the state

CityStudio1BR2BR3BRHome Value
Jackson$1,045$1,051$1,232$1,484
Stone County$711$730$958$1,154
Pascagoula$922$972$1,094$1,466
Gulfport$766$896$1,117$1,446
Covington County$656$783$933$1,232
Hattiesburg$851$952$1,143$1,456

Rent or Buy in Holmes County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Holmes County data

$
Home Value
$350,000
2BR Rent
$684/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $684/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Holmes County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Holmes County

Compare rent & home prices by neighborhood

💵Rent Affordability in Holmes County

Salary needed to afford rent here

🗺️All Cities in MS

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⚖️Compare Holmes County

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📋MS Tenant Rights

Deposit limits, eviction laws & renters protections