RentData

Average Rent in St. Francois County, MO↑ Rents rising 9.3% YoY

HUD FY2027 · Official government data · Updated annually · Metro pop. 66,864

Data review: HUD FY2027Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

St. Francois County, MO has rental prices ranging from $750/month to $1,298/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $755/month — 46% below the national average of $1,400/month. With a median household income of $54,813/year, spending $755/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.

How St. Francois County Compares

With an average 2-bedroom rent of $988/month, St. Francois County ranks #25 most expensive of the 94 cities tracked in Missouri — more affordable than 73% of all US cities in our data.

The St. Francois County Rental Market

The St. Francois County, MO area has a population of about 66,864 and 31% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in St. Francois County, MO have risen by $84/month (9.3%) over the past year, from $904 to $988. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in St. Francois County, MO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $30,200. The local median household income of $54,813 exceeds that threshold by $24,613, making St. Francois County relatively accessible compared to local wages.

Economy & Jobs

St. Francois County, MO has an unemployment rate of 4.5%, 0.6 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2027
Studio
$750
Affordable
1 Bedroom
$755
Affordable
2 Bedrooms
$988
↑9.3% YoY
Affordable
3 Bedrooms
$1,195
Affordable
4 Bedrooms
$1,298
Affordable
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Is St. Francois County, MO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$39,520/year
Local median income: $54,813
To buy a median home
—/year
US national median: $75,000
💡 Based on a 2BR rent of $988/month and 20% down on a — home at 7% rate.

Nearby Cities in MOlargest metros in the state

CityStudio1BR2BR3BRHome Value
Springfield$908$913$1,113$1,539—
Cooper County$695$735$962$1,278—
Howard County$689$757$990$1,180—
Columbia$749$959$1,076$1,459—
Joplin$904$910$1,153$1,501—
Jefferson City$731$735$962$1,332—

Rent or Buy in St. Francois County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real St. Francois County data

$
Home Value
$350,000
2BR Rent
$988/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $2,577/movs rent: $988/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in St. Francois County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in St. Francois County

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💵Rent Affordability in St. Francois County

Salary needed to afford rent here

🗺️All Cities in MO

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⚖️Compare St. Francois County

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📋MO Tenant Rights

Deposit limits, eviction laws & renters protections