RentData

Average Rent in Howard County, MO Rents falling 19.8% YoY🔻 3rd cheapest in MO

HUD FY2021 · Official government data · Updated annually · Metro pop. 10,141

Data review: HUD FY2021Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction
⚠️ Data notice: The most recent HUD data available for this area is FY2021. HUD may have reclassified this metro — figures may not reflect current market conditions.

Market Overview

Howard County, MO has rental prices ranging from $521/month to $937/month in 2021, depending on unit size. The typical 1-bedroom apartment rents for $524/month — 63% below the national average of $1,400/month. With a median household income of $62,628/year, spending $524/month on a 1-bedroom represents 10% of gross income — within the recommended 30% threshold.

How Howard County Compares

With an average 2-bedroom rent of $691/month, Howard County ranks #92 most expensive of the 94 cities tracked in Missouri — more affordable than 99% of all US cities in our data.

The Howard County Rental Market

The Howard County, MO area has a population of about 10,141 and 20% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Howard County, MO have fallen by $171/month (19.8%) over the past year, from $862 to $691. This rate of decrease is significant and reflects softening demand or increased inventory in the local market.

Affordability

To afford a 1-bedroom apartment in Howard County, MO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $20,960. The local median household income of $62,628 exceeds that threshold by $41,668, making Howard County relatively accessible compared to local wages.

Economy & Jobs

Howard County, MO has an unemployment rate of 4.5%, 0.6 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2021
Studio
$521
Affordable
1 Bedroom
$524
Affordable
2 Bedrooms
$691
19.8% YoY
Affordable
3 Bedrooms
$904
Affordable
4 Bedrooms
$937
Affordable
🔔
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Is Howard County, MO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$27,640/year
Local median income: $62,628
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $691/month and 20% down on a home at 7% rate.

Nearby Cities in MOlargest metros in the state

CityStudio1BR2BR3BRHome Value
Springfield$790$795$998$1,372
Cooper County$565$628$824$1,027
Columbia$691$862$1,007$1,360
Joplin$830$835$1,036$1,327
Jefferson City$677$681$891$1,249
St. Francois County$634$652$856$1,133

Rent or Buy in Howard County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Howard County data

$
Home Value
$350,000
2BR Rent
$691/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $691/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Howard County

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Frequently Asked Questions

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🏘️Neighborhoods in Howard County

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💵Rent Affordability in Howard County

Salary needed to afford rent here

🗺️All Cities in MO

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⚖️Compare Howard County

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📋MO Tenant Rights

Deposit limits, eviction laws & renters protections