RentData

Average Rent in Scott County, MO↑ Rents rising 10.4% YoY🔺 15th priciest in MO

HUD FY2027 · Official government data · Updated annually · Metro pop. 37,967

Data review: HUD FY2027Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Scott County, MO has rental prices ranging from $757/month to $1,372/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $785/month — 44% below the national average of $1,400/month. With a median household income of $58,847/year, spending $785/month on a 1-bedroom represents 16% of gross income — within the recommended 30% threshold.

How Scott County Compares

With an average 2-bedroom rent of $1,027/month, Scott County ranks #15 most expensive of the 94 cities tracked in Missouri — pricier than 52% of all US cities in our data.

The Scott County Rental Market

The Scott County, MO area has a population of about 37,967 and 31% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Scott County, MO have risen by $97/month (10.4%) over the past year, from $930 to $1,027. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Scott County, MO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,400. The local median household income of $58,847 exceeds that threshold by $27,447, making Scott County relatively accessible compared to local wages.

Economy & Jobs

Scott County, MO has an unemployment rate of 4.2%, 0.3 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2027
Studio
$757
Affordable
1 Bedroom
$785
Affordable
2 Bedrooms
$1,027
↑10.4% YoY
Affordable
3 Bedrooms
$1,243
Affordable
4 Bedrooms
$1,372
Affordable
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Is Scott County, MO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$41,080/year
Local median income: $58,847
To buy a median home
—/year
US national median: $75,000
💡 Based on a 2BR rent of $1,027/month and 20% down on a — home at 7% rate.

Nearby Cities in MOlargest metros in the state

CityStudio1BR2BR3BRHome Value
Springfield$908$913$1,113$1,539—
Cooper County$695$735$962$1,278—
Howard County$689$757$990$1,180—
Columbia$749$959$1,076$1,459—
Joplin$904$910$1,153$1,501—
Jefferson City$731$735$962$1,332—

Rent or Buy in Scott County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Scott County data

$
Home Value
$350,000
2BR Rent
$1,027/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $2,577/movs rent: $1,027/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Scott County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Scott County

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💵Rent Affordability in Scott County

Salary needed to afford rent here

🗺️All Cities in MO

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⚖️Compare Scott County

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📋MO Tenant Rights

Deposit limits, eviction laws & renters protections