RentData

Average Rent in Yuba City, CA↑ Rents rising 3.2% YoY

HUD FY2027 · Official government data · Updated annually · Metro pop. 182,050

Data review: HUD FY2027Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Yuba City, CA has rental prices ranging from $1,159/month to $2,674/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $1,367/month, near the national average. With a median household income of $74,762/year, spending $1,367/month on a 1-bedroom represents 22% of gross income — within the recommended 30% threshold.

How Yuba City Compares

With an average 2-bedroom rent of $1,600/month, Yuba City ranks #29 most expensive of the 52 cities tracked in California — pricier than 91% of all US cities in our data.

The Yuba City Rental Market

The Yuba City, CA area has a population of about 182,050 and 39% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.

Rent Trends

2-bedroom rents in Yuba City, CA have risen by $50/month (3.2%) over the past year, from $1,550 to $1,600. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Yuba City, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $54,680. The local median household income of $74,762 exceeds that threshold by $20,082, making Yuba City relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Yuba City, CA is $435,824, giving a price-to-rent ratio of 22.7. With a break-even horizon of approximately 23 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Yuba City's neighborhoods. Among the highest-value areas are South Yuba City ($415,680 median home value). Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2027
Studio
$1,159
Affordable
1 Bedroom
$1,367
Affordable
2 Bedrooms
$1,600
↑3.2% YoY
Affordable
3 Bedrooms
$2,216
Average
4 Bedrooms
$2,674
Expensive
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Median Home Value
$435,824
Source: Zillow ZHVI
Est. monthly payment
$2,320/mo
20% down · 30yr · 7%

Is Yuba City, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$64,000/year
Local median income: $74,762
To buy a median home
$92,786/year
US national median: $75,000
💡 Based on a 2BR rent of $1,600/month and 20% down on a $435,824 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$2,151$2,402$2,964$3,760—
Santa Ana$2,580$2,610$3,057$4,153—
Oakland$2,088$2,290$2,805$3,592—
San Francisco$2,574$3,003$3,697$4,832—
Riverside$1,605$1,705$2,103$2,771—
San Diego$2,192$2,335$2,823$3,743—

Rent or Buy in Yuba City?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Yuba City data

$
Home Value
$435,824
2BR Rent
$1,600/mo
Mortgage Rate
7%
Monthly P&I
$2,320/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $3,209/movs rent: $1,600/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $435,824 home at 7% rate

20% — $87,165
3%50%
Estimated Monthly Payment
$2,320
per month · 30 years · 7% APR
Loan Amount
$348,659
Total Paid
$835,070
Total Interest
$486,411
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Yuba City

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Yuba City

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Yuba City

Is it cheaper to rent or buy here?

💵Rent Affordability in Yuba City

Salary needed to afford rent here

🗺️All Cities in CA

See how Yuba City ranks statewide

⚖️Compare Yuba City

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📋CA Tenant Rights

Deposit limits, eviction laws & renters protections