RentData

Average Rent in Stockton, CA↑ Rents rising 15.7% YoY

HUD FY2027 · Official government data · Updated annually · Metro pop. 787,416

Data review: HUD FY2027Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Stockton, CA has rental prices ranging from $1,525/month to $3,368/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $1,628/month — 16% above the national average of $1,400/month. With a median household income of $88,531/year, spending $1,628/month on a 1-bedroom represents 22% of gross income — within the recommended 30% threshold.

How Stockton Compares

With an average 2-bedroom rent of $2,015/month, Stockton ranks #19 most expensive of the 52 cities tracked in California — pricier than 97% of all US cities in our data.

The Stockton Rental Market

The Stockton, CA area has a population of about 787,416 and 39% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.

Rent Trends

2-bedroom rents in Stockton, CA have risen by $273/month (15.7%) over the past year, from $1,742 to $2,015. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Stockton, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $65,120. The local median household income of $88,531 exceeds that threshold by $23,411, making Stockton relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Stockton, CA is $422,451, giving a price-to-rent ratio of 17.5. With a break-even horizon of approximately 17 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Stockton's neighborhoods. Among the highest-value areas are Louis Park ($210,764 median home value), Gleason Park ($289,966 median home value), Weberstown ($293,503 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2027
Studio
$1,525
Affordable
1 Bedroom
$1,628
Affordable
2 Bedrooms
$2,015
↑15.7% YoY
Affordable
3 Bedrooms
$2,790
Average
4 Bedrooms
$3,368
Expensive
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Median Home Value
$422,451
Source: Zillow ZHVI
Est. monthly payment
$2,248/mo
20% down · 30yr · 7%

Is Stockton, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$80,600/year
Local median income: $88,531
To buy a median home
$89,938/year
US national median: $75,000
💡 Based on a 2BR rent of $2,015/month and 20% down on a $422,451 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$2,151$2,402$2,964$3,760—
Santa Ana$2,580$2,610$3,057$4,153—
Oakland$2,088$2,290$2,805$3,592—
San Francisco$2,574$3,003$3,697$4,832—
Riverside$1,605$1,705$2,103$2,771—
San Diego$2,192$2,335$2,823$3,743—

Rent or Buy in Stockton?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Stockton data

$
Home Value
$422,451
2BR Rent
$2,015/mo
Mortgage Rate
7%
Monthly P&I
$2,248/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $3,111/movs rent: $2,015/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $422,451 home at 7% rate

20% — $84,490
3%50%
Estimated Monthly Payment
$2,248
per month · 30 years · 7% APR
Loan Amount
$337,961
Total Paid
$809,446
Total Interest
$471,485
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Stockton

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Frequently Asked Questions

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🏘️Neighborhoods in Stockton

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Stockton

Is it cheaper to rent or buy here?

💵Rent Affordability in Stockton

Salary needed to afford rent here

🗺️All Cities in CA

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📋CA Tenant Rights

Deposit limits, eviction laws & renters protections