RentData

Average Rent in Stockton, CA Rents rising 8.0% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 787,416

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Stockton, CA has rental prices ranging from $1,248/month to $2,915/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,363/month — 3% below the national average of $1,400/month. With a median household income of $88,531/year, spending $1,363/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.

How Stockton Compares

With an average 2-bedroom rent of $1,736/month, Stockton ranks #20 most expensive of the 51 cities tracked in California — pricier than 96% of all US cities in our data.

The Stockton Rental Market

The Stockton, CA area has a population of about 787,416 and 39% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.

Rent Trends

2-bedroom rents in Stockton, CA have risen by $129/month (8.0%) over the past year, from $1,607 to $1,736. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Stockton, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $54,520. The local median household income of $88,531 exceeds that threshold by $34,011, making Stockton relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Stockton, CA is $430,357, giving a price-to-rent ratio of 20.7. With a break-even horizon of approximately 21 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Stockton's neighborhoods. Among the highest-value areas are Louis Park ($223,551 median home value), Weberstown ($299,674 median home value), Waterloo ($303,843 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,248
Affordable
1 Bedroom
$1,363
Affordable
2 Bedrooms
$1,736
8.0% YoY
Affordable
3 Bedrooms
$2,433
Average
4 Bedrooms
$2,915
Average
🔔
Get Rent Alerts
Be notified when rents change in Stockton
Median Home Value
$430,357
Source: Zillow ZHVI
Est. monthly payment
$2,291/mo
20% down · 30yr · 7%

Is Stockton, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$69,440/year
Local median income: $88,531
To buy a median home
$91,622/year
US national median: $75,000
💡 Based on a 2BR rent of $1,736/month and 20% down on a $430,357 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$1,856$2,081$2,625$3,335
Santa Ana$2,352$2,454$2,903$3,927
Oakland$1,937$2,201$2,682$3,432
San Francisco$2,275$2,780$3,318$4,138
Riverside$1,776$1,852$2,306$3,079
San Diego$2,145$2,328$2,881$3,852

Rent or Buy in Stockton?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Stockton data

$
Home Value
$430,357
2BR Rent
$1,736/mo
Mortgage Rate
7%
Monthly P&I
$2,291/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $3,169/movs rent: $1,736/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $430,357 home at 7% rate

20% — $86,071
3%50%
Estimated Monthly Payment
$2,291
per month · 30 years · 7% APR
Loan Amount
$344,286
Total Paid
$824,595
Total Interest
$480,309
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Stockton

Cost of living, job market, crime rates, and moving cost estimates.

Moving Cost Estimator

Estimate your moving costs based on FMCSA public mover data

Select your origin state to see the estimate

Estimates based on FMCSA average mover rates. Get at least 3 binding quotes from licensed movers. Protect your move →

Frequently Asked Questions

Explore More

🏘️Neighborhoods in Stockton

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Stockton

Is it cheaper to rent or buy here?

💵Rent Affordability in Stockton

Salary needed to afford rent here

🗺️All Cities in CA

See how Stockton ranks statewide

⚖️Compare Stockton

Side-by-side rent & cost of living with any city

📋CA Tenant Rights

Deposit limits, eviction laws & renters protections