Average Rent in St. Cloud, MN🔺 7th priciest in MN

St. Cloud, MN has rental prices ranging from $856/month to $1,798/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $883/month — 37% below the national average of $1,400/month. With a median household income of $75,670/year, spending $883/month on a 1-bedroom represents 14% of gross income — within the recommended 30% threshold.

How St. Cloud Compares

With an average 2-bedroom rent of $1,151/month, St. Cloud ranks #7 most expensive of the 75 cities tracked in Minnesota — pricier than 79% of all US cities in our data.

The St. Cloud Rental Market

The St. Cloud, MN area has a population of about 200,816 and 32% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in St. Cloud, MN have fallen by $4/month (0.3%) over the past year, from $1,155 to $1,151. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Affordability

To afford a 1-bedroom apartment in St. Cloud, MN without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $35,320. The local median household income of $75,670 exceeds that threshold by $40,350, making St. Cloud relatively accessible compared to local wages.

Is St. Cloud, MN Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Rent or Buy in St. Cloud?

Break-even analysis and mortgage estimates based on local market data.

Living in St. Cloud

Cost of living, job market, crime rates, and moving cost estimates.