RentData

Average Rent in Santa Rosa, CA Rents rising 15.3% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 485,642

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Santa Rosa, CA has rental prices ranging from $1,879/month to $3,960/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $2,089/month — 49% above the national average of $1,400/month. With a median household income of $102,840/year, spending $2,089/month on a 1-bedroom represents 24% of gross income — within the recommended 30% threshold.

How Santa Rosa Compares

With an average 2-bedroom rent of $2,740/month, Santa Rosa ranks #9 most expensive of the 51 cities tracked in California — pricier than 100% of all US cities in our data.

The Santa Rosa Rental Market

The Santa Rosa, CA area has a population of about 485,642 and 38% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Santa Rosa, CA have risen by $363/month (15.3%) over the past year, from $2,377 to $2,740. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Santa Rosa, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $83,560. The local median household income of $102,840 exceeds that threshold by $19,280, making Santa Rosa relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Santa Rosa, CA is $719,301, giving a price-to-rent ratio of 21.9. With a break-even horizon of approximately 22 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Santa Rosa's neighborhoods. Among the highest-value areas are South Park ($545,160 median home value), Aston Ave ($551,256 median home value), Corby/Beachwood ($561,002 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,879
Affordable
1 Bedroom
$2,089
Affordable
2 Bedrooms
$2,740
15.3% YoY
Average
3 Bedrooms
$3,743
Expensive
4 Bedrooms
$3,960
Expensive
🔔
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Median Home Value
$719,301
Source: Zillow ZHVI
Est. monthly payment
$3,828/mo
20% down · 30yr · 7%

Is Santa Rosa, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$109,600/year
Local median income: $102,840
To buy a median home
$153,137/year
US national median: $75,000
💡 Based on a 2BR rent of $2,740/month and 20% down on a $719,301 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$1,856$2,081$2,625$3,335
Santa Ana$2,352$2,454$2,903$3,927
Oakland$1,937$2,201$2,682$3,432
San Francisco$2,275$2,780$3,318$4,138
Riverside$1,776$1,852$2,306$3,079
San Diego$2,145$2,328$2,881$3,852

Rent or Buy in Santa Rosa?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Santa Rosa data

$
Home Value
$719,301
2BR Rent
$2,740/mo
Mortgage Rate
7%
Monthly P&I
$3,828/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $5,297/movs rent: $2,740/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $719,301 home at 7% rate

20% — $143,860
3%50%
Estimated Monthly Payment
$3,828
per month · 30 years · 7% APR
Loan Amount
$575,441
Total Paid
$1,378,232
Total Interest
$802,791
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Santa Rosa

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Frequently Asked Questions

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🏘️Neighborhoods in Santa Rosa

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Santa Rosa

Is it cheaper to rent or buy here?

💵Rent Affordability in Santa Rosa

Salary needed to afford rent here

🗺️All Cities in CA

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📋CA Tenant Rights

Deposit limits, eviction laws & renters protections