RentData

Average Rent in Santa Cruz County, AZ↓ Rents falling 7.8% YoY🔻 2nd cheapest in AZ

HUD FY2027 · Official government data · Updated annually · Metro pop. 48,209

Data review: HUD FY2027Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Santa Cruz County, AZ has rental prices ranging from $725/month to $1,485/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $796/month — 43% below the national average of $1,400/month. With a median household income of $53,614/year, spending $796/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.

How Santa Cruz County Compares

With an average 2-bedroom rent of $1,041/month, Santa Cruz County ranks #14 most expensive of the 15 cities tracked in Arizona — pricier than 54% of all US cities in our data.

The Santa Cruz County Rental Market

The Santa Cruz County, AZ area has a population of about 48,209 and 32% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Santa Cruz County, AZ have fallen by $88/month (7.8%) over the past year, from $1,129 to $1,041. This slight decline is consistent with broader market corrections seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Santa Cruz County, AZ without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,840. The local median household income of $53,614 exceeds that threshold by $21,774, making Santa Cruz County relatively accessible compared to local wages.

Economy & Jobs

Santa Cruz County, AZ has an unemployment rate of 8.7%, 4.8 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2027
Studio
$725
Affordable
1 Bedroom
$796
Affordable
2 Bedrooms
$1,041
↓7.8% YoY
Affordable
3 Bedrooms
$1,441
Average
4 Bedrooms
$1,485
Average
🔔
Get Rent Alerts
Be notified when rents change in Santa Cruz County
▼

Is Santa Cruz County, AZ Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$41,640/year
Local median income: $53,614
To buy a median home
—/year
US national median: $75,000
💡 Based on a 2BR rent of $1,041/month and 20% down on a — home at 7% rate.

Nearby Cities in AZlargest metros in the state

CityStudio1BR2BR3BRHome Value
Phoenix$1,390$1,493$1,734$2,287—
Tucson$978$1,092$1,405$1,946—
Prescott Valley$1,079$1,242$1,550$2,146—
Prescott$733$894$1,103$1,537—
Lake Havasu City$953$959$1,229$1,708—
Yuma$942$948$1,244$1,703—

Rent or Buy in Santa Cruz County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Santa Cruz County data

$
Home Value
$350,000
2BR Rent
$1,041/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 3 years — worth it if you stay 3+ years.

Total monthly buy cost: $2,577/movs rent: $1,041/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Santa Cruz County

Cost of living, job market, crime rates, and moving cost estimates.

Moving Cost Estimator

Estimate your moving costs based on FMCSA public mover data

Select your origin state to see the estimate

Estimates based on FMCSA average mover rates. Get at least 3 binding quotes from licensed movers. Protect your move →

Frequently Asked Questions

Explore More

🏘️Neighborhoods in Santa Cruz County

Compare rent & home prices by neighborhood

💵Rent Affordability in Santa Cruz County

Salary needed to afford rent here

🗺️All Cities in AZ

See how Santa Cruz County ranks statewide

⚖️Compare Santa Cruz County

Side-by-side rent & cost of living with any city

📋AZ Tenant Rights

Deposit limits, eviction laws & renters protections