RentData

Average Rent in Yuma, AZ Rents rising 8.9% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 207,685

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Yuma, AZ has rental prices ranging from $1,043/month to $2,312/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,050/month — 25% below the national average of $1,400/month. With a median household income of $60,417/year, spending $1,050/month on a 1-bedroom represents 21% of gross income — within the recommended 30% threshold.

How Yuma Compares

With an average 2-bedroom rent of $1,377/month, Yuma ranks #6 most expensive of the 15 cities tracked in Arizona — pricier than 89% of all US cities in our data.

The Yuma Rental Market

The Yuma, AZ area has a population of about 207,685 and 30% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Yuma, AZ have risen by $113/month (8.9%) over the past year, from $1,264 to $1,377. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Yuma, AZ without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $42,000. The local median household income of $60,417 exceeds that threshold by $18,417, making Yuma relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Yuma, AZ is $297,928, giving a price-to-rent ratio of 18.0. With a break-even horizon of approximately 18 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Yuma's neighborhoods. Among the highest-value areas are The Speese ($199,511 median home value), Mesa Heights ($200,183 median home value), The Palms ($202,919 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,043
Affordable
1 Bedroom
$1,050
Affordable
2 Bedrooms
$1,377
8.9% YoY
Affordable
3 Bedrooms
$1,877
Average
4 Bedrooms
$2,312
Expensive
🔔
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Median Home Value
$297,928
Source: Zillow ZHVI
Est. monthly payment
$1,586/mo
20% down · 30yr · 7%

Is Yuma, AZ Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$55,080/year
Local median income: $60,417
To buy a median home
$63,428/year
US national median: $75,000
💡 Based on a 2BR rent of $1,377/month and 20% down on a $297,928 home at 7% rate.

Nearby Cities in AZlargest metros in the state

CityStudio1BR2BR3BRHome Value
Phoenix$1,530$1,679$1,950$2,624
Tucson$941$1,052$1,373$1,924
Prescott Valley$1,101$1,293$1,606$2,216
Prescott$733$894$1,103$1,537
Lake Havasu City$1,051$1,051$1,357$1,883
Flagstaff$1,564$1,714$1,942$2,379

Rent or Buy in Yuma?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Yuma data

$
Home Value
$297,928
2BR Rent
$1,377/mo
Mortgage Rate
7%
Monthly P&I
$1,586/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $2,194/movs rent: $1,377/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $297,928 home at 7% rate

20% — $59,586
3%50%
Estimated Monthly Payment
$1,586
per month · 30 years · 7% APR
Loan Amount
$238,342
Total Paid
$570,851
Total Interest
$332,509
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Yuma

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Frequently Asked Questions

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🏘️Neighborhoods in Yuma

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Yuma

Is it cheaper to rent or buy here?

💵Rent Affordability in Yuma

Salary needed to afford rent here

🗺️All Cities in AZ

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📋AZ Tenant Rights

Deposit limits, eviction laws & renters protections