RentData

Average Rent in Sacramento, CA Rents rising 6.5% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 2,406,563

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Sacramento, CA has rental prices ranging from $1,679/month to $3,455/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,777/month — 27% above the national average of $1,400/month. With a median household income of $93,986/year, spending $1,777/month on a 1-bedroom represents 23% of gross income — within the recommended 30% threshold.

How Sacramento Compares

With an average 2-bedroom rent of $2,206/month, Sacramento ranks #17 most expensive of the 51 cities tracked in California — pricier than 99% of all US cities in our data.

The Sacramento Rental Market

The Sacramento, CA area has a population of about 2,406,563 and 38% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Sacramento, CA have risen by $134/month (6.5%) over the past year, from $2,072 to $2,206. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Sacramento, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $71,080. The local median household income of $93,986 exceeds that threshold by $22,906, making Sacramento relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Sacramento, CA is $481,741, giving a price-to-rent ratio of 18.2. With a break-even horizon of approximately 18 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Safety

Crime statistics for Sacramento, CA show a violent crime rate of 386.06 per 100,000 residents (moderate) and a property crime rate of 1953.56 per 100,000 residents (moderate). As with any metro area, crime rates vary widely by neighborhood — prospective renters are encouraged to research specific areas within Sacramento before signing a lease.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Sacramento's neighborhoods. Among the highest-value areas are Ben Ali ($329,096 median home value), Noralto ($332,986 median home value), Parker Homes ($335,781 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,679
Affordable
1 Bedroom
$1,777
Affordable
2 Bedrooms
$2,206
6.5% YoY
Affordable
3 Bedrooms
$2,992
Average
4 Bedrooms
$3,455
Expensive
🔔
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Median Home Value
$481,741
Source: Zillow ZHVI
Est. monthly payment
$2,564/mo
20% down · 30yr · 7%

Is Sacramento, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$88,240/year
Local median income: $93,986
To buy a median home
$102,561/year
US national median: $75,000
💡 Based on a 2BR rent of $2,206/month and 20% down on a $481,741 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$1,856$2,081$2,625$3,335
Santa Ana$2,352$2,454$2,903$3,927
Oakland$1,937$2,201$2,682$3,432
San Francisco$2,275$2,780$3,318$4,138
Riverside$1,776$1,852$2,306$3,079
San Diego$2,145$2,328$2,881$3,852

Rent or Buy in Sacramento?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Sacramento data

$
Home Value
$481,741
2BR Rent
$2,206/mo
Mortgage Rate
7%
Monthly P&I
$2,564/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $3,548/movs rent: $2,206/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $481,741 home at 7% rate

20% — $96,348
3%50%
Estimated Monthly Payment
$2,564
per month · 30 years · 7% APR
Loan Amount
$385,393
Total Paid
$923,050
Total Interest
$537,657
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Sacramento

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Frequently Asked Questions

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🏘️Neighborhoods in Sacramento

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Sacramento

Is it cheaper to rent or buy here?

💵Rent Affordability in Sacramento

Salary needed to afford rent here

🗺️All Cities in CA

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⚖️Compare Sacramento

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📋CA Tenant Rights

Deposit limits, eviction laws & renters protections