RentData

Average Rent in Gettysburg, PA↓ Rents falling 1.5% YoY

HUD FY2027 · Official government data · Updated annually · Metro pop. 105,183

Data review: HUD FY2027Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Gettysburg, PA has rental prices ranging from $1,047/month to $1,957/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $1,063/month — 24% below the national average of $1,400/month. With a median household income of $81,071/year, spending $1,063/month on a 1-bedroom represents 16% of gross income — within the recommended 30% threshold.

How Gettysburg Compares

With an average 2-bedroom rent of $1,354/month, Gettysburg ranks #13 most expensive of the 57 cities tracked in Pennsylvania — pricier than 84% of all US cities in our data.

The Gettysburg Rental Market

The Gettysburg, PA area has a population of about 105,183 and 21% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Gettysburg, PA have fallen by $20/month (1.5%) over the past year, from $1,374 to $1,354. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Affordability

To afford a 1-bedroom apartment in Gettysburg, PA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $42,520. The local median household income of $81,071 exceeds that threshold by $38,551, making Gettysburg relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Gettysburg, PA is $367,532, giving a price-to-rent ratio of 22.6. With a break-even horizon of approximately 23 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Gettysburg's neighborhoods. Among the highest-value areas are Lake Heritage ($387,842 median home value). Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2027
Studio
$1,047
Affordable
1 Bedroom
$1,063
Affordable
2 Bedrooms
$1,354
↓1.5% YoY
Affordable
3 Bedrooms
$1,830
Affordable
4 Bedrooms
$1,957
Affordable
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Median Home Value
$367,532
Source: Zillow ZHVI
Est. monthly payment
$1,956/mo
20% down · 30yr · 7%

Is Gettysburg, PA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$54,160/year
Local median income: $81,071
To buy a median home
$78,246/year
US national median: $75,000
💡 Based on a 2BR rent of $1,354/month and 20% down on a $367,532 home at 7% rate.

Nearby Cities in PAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Pike County$1,270$1,279$1,657$2,152—
Pittsburgh$1,075$1,146$1,389$1,773—
Allentown$1,302$1,519$1,839$2,306—
Harrisburg$1,166$1,285$1,598$2,055—
Scranton$949$1,106$1,363$1,786—
Lancaster$1,152$1,256$1,553$1,978—

Rent or Buy in Gettysburg?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Gettysburg data

$
Home Value
$367,532
2BR Rent
$1,354/mo
Mortgage Rate
7%
Monthly P&I
$1,956/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $2,707/movs rent: $1,354/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $367,532 home at 7% rate

20% — $73,506
3%50%
Estimated Monthly Payment
$1,956
per month · 30 years · 7% APR
Loan Amount
$294,026
Total Paid
$704,217
Total Interest
$410,191
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Gettysburg

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Gettysburg

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Gettysburg

Is it cheaper to rent or buy here?

💵Rent Affordability in Gettysburg

Salary needed to afford rent here

🗺️All Cities in PA

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⚖️Compare Gettysburg

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📋PA Tenant Rights

Deposit limits, eviction laws & renters protections