Average Rent in Tama County, IA↑ Rents rising 2.0% YoY
HUD FY2025 · Official government data · Updated annually · Metro pop. 16,982
Market Overview
Tama County, IA has rental prices ranging from $674/month to $1,332/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $697/month — 50% below the national average of $1,400/month. With a median household income of $67,955/year, spending $697/month on a 1-bedroom represents 12% of gross income — within the recommended 30% threshold.
How Tama County Compares
With an average 2-bedroom rent of $915/month, Tama County ranks #30 most expensive of the 94 cities tracked in Iowa — more affordable than 66% of all US cities in our data.
The Tama County Rental Market
The Tama County, IA area has a population of about 16,982 and 24% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in Tama County, IA have risen by $18/month (2.0%) over the past year, from $897 to $915. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Tama County, IA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $27,880. The local median household income of $67,955 exceeds that threshold by $40,075, making Tama County relatively accessible compared to local wages.
Economy & Jobs
Tama County, IA has an unemployment rate of 4.3%, 0.4 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.
Fair Market Rents
HUD FY2025Is Tama County, IA Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in IAlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Omaha | $990 | $1,052 | $1,261 | $1,675 | — |
| Jasper County | $707 | $711 | $920 | $1,265 | — |
| Des Moines | $954 | $1,017 | $1,216 | $1,632 | — |
| Cedar Rapids | $681 | $757 | $993 | $1,391 | — |
| Iowa City | $816 | $921 | $1,105 | $1,548 | — |
| Waterloo | $684 | $760 | $997 | $1,301 | — |
Rent or Buy in Tama County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Tama County data
Renting appears to be the better financial choice for this scenario.
Living in Tama County
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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Compare rent & home prices by neighborhood
💵Rent Affordability in Tama CountySalary needed to afford rent here
🗺️All Cities in IASee how Tama County ranks statewide
⚖️Compare Tama CountySide-by-side rent & cost of living with any city
📋IA Tenant RightsDeposit limits, eviction laws & renters protections