Average Rent in St. Mary's County, MD↓ Rents falling 2.5% YoY
HUD FY2027 · Official government data · Updated annually · Metro pop. 114,372
Market Overview
St. Mary's County, MD has rental prices ranging from $1,328/month to $2,853/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $1,642/month — 17% above the national average of $1,400/month. With a median household income of $114,580/year, spending $1,642/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.
How St. Mary's County Compares
With an average 2-bedroom rent of $1,787/month, St. Mary's County ranks #4 most expensive of the 16 cities tracked in Maryland — pricier than 95% of all US cities in our data.
The St. Mary's County Rental Market
The St. Mary's County, MD area has a population of about 114,372 and 27% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in St. Mary's County, MD have fallen by $46/month (2.5%) over the past year, from $1,833 to $1,787. This slight decline is consistent with broader market corrections seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in St. Mary's County, MD without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $65,680. The local median household income of $114,580 exceeds that threshold by $48,900, making St. Mary's County relatively accessible compared to local wages.
Fair Market Rents
HUD FY2027Is St. Mary's County, MD Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in MDlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Baltimore | $1,523 | $1,625 | $2,006 | $2,509 | — |
| Hagerstown | $894 | $982 | $1,284 | $1,714 | — |
| Salisbury | $1,095 | $1,102 | $1,428 | $1,870 | — |
| Cumberland | $655 | $747 | $933 | $1,226 | — |
| Calvert County | $1,630 | $1,666 | $1,890 | $2,617 | — |
| Allegany County | $862 | $888 | $1,014 | $1,383 | — |
Rent or Buy in St. Mary's County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real St. Mary's County data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Living in St. Mary's County
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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💵Rent Affordability in St. Mary's CountySalary needed to afford rent here
🗺️All Cities in MDSee how St. Mary's County ranks statewide
⚖️Compare St. Mary's CountySide-by-side rent & cost of living with any city
📋MD Tenant RightsDeposit limits, eviction laws & renters protections