Rent vs Buy in San Antonio, TX
Monthly cost of renting vs owning a median-priced home · 30-yr fixed, 20% down
Buying looks favorable in San Antonio, TX
Price-to-rent ratio is 14.1 (under 15 favors buying, over 21 favors renting). Renting costs $1,441/mo; owning runs about $1,806/mo — $365/mo more to own.
| Monthly cost to own | Amount |
|---|---|
| Mortgage (P&I, 6.80% rate) | $1,276 |
| Property tax | $224 |
| Home insurance | $102 |
| Maintenance | $204 |
| Total to own | $1,806 |
| Average 2BR rent | $1,441 |
Based on a median home value of $244,623 with a $48,925 down payment. Owning also builds equity over time, which a monthly comparison doesn't capture. Estimates use national averages for taxes, insurance and maintenance — your actual costs will vary.