Average Rent in Pontotoc County, OK↑ Rents rising 2.8% YoY🔺 10th priciest in OK
HUD FY2025 · Official government data · Updated annually · Metro pop. 38,158
Market Overview
Pontotoc County, OK has rental prices ranging from $743/month to $1,358/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $748/month — 47% below the national average of $1,400/month. With a median household income of $62,564/year, spending $748/month on a 1-bedroom represents 14% of gross income — within the recommended 30% threshold.
How Pontotoc County Compares
With an average 2-bedroom rent of $981/month, Pontotoc County ranks #10 most expensive of the 70 cities tracked in Oklahoma — pricier than 61% of all US cities in our data.
The Pontotoc County Rental Market
The Pontotoc County, OK area has a population of about 38,158 and 34% of households renting rather than owning. That is close to the US average renter share of ~34%.
Rent Trends
2-bedroom rents in Pontotoc County, OK have risen by $27/month (2.8%) over the past year, from $954 to $981. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Pontotoc County, OK without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $29,920. The local median household income of $62,564 exceeds that threshold by $32,644, making Pontotoc County relatively accessible compared to local wages.
Economy & Jobs
Pontotoc County, OK has an unemployment rate of 4.3%, 0.4 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.
Fair Market Rents
HUD FY2025Is Pontotoc County, OK Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in OKlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Oklahoma City | $886 | $961 | $1,180 | $1,575 | — |
| Tulsa | $890 | $950 | $1,179 | $1,555 | — |
| Lawton | $745 | $750 | $962 | $1,348 | — |
| Payne County | $767 | $822 | $1,014 | $1,421 | — |
| Pottawatomie County | $642 | $713 | $936 | $1,242 | — |
| Muskogee County | $707 | $712 | $934 | $1,170 | — |
Rent or Buy in Pontotoc County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Pontotoc County data
Buying breaks even after 5 years — worth it if you stay 5+ years.
Living in Pontotoc County
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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Compare rent & home prices by neighborhood
💵Rent Affordability in Pontotoc CountySalary needed to afford rent here
🗺️All Cities in OKSee how Pontotoc County ranks statewide
⚖️Compare Pontotoc CountySide-by-side rent & cost of living with any city
📋OK Tenant RightsDeposit limits, eviction laws & renters protections