RentData

Average Rent in Lincoln County, CO Rents falling 8.8% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 5,561

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Lincoln County, CO has rental prices ranging from $799/month to $1,639/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $799/month — 43% below the national average of $1,400/month. With a median household income of $54,257/year, spending $799/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.

How Lincoln County Compares

With an average 2-bedroom rent of $1,025/month, Lincoln County ranks #43 most expensive of the 55 cities tracked in Colorado — pricier than 67% of all US cities in our data.

The Lincoln County Rental Market

The Lincoln County, CO area has a population of about 5,561 and 29% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Lincoln County, CO have fallen by $99/month (8.8%) over the past year, from $1,124 to $1,025. This rate of decrease is significant and reflects softening demand or increased inventory in the local market.

Affordability

To afford a 1-bedroom apartment in Lincoln County, CO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,960. The local median household income of $54,257 exceeds that threshold by $22,297, making Lincoln County relatively accessible compared to local wages.

Economy & Jobs

Lincoln County, CO has an unemployment rate of 5.1%, 1.2 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2025
Studio
$799
Affordable
1 Bedroom
$799
Affordable
2 Bedrooms
$1,025
8.8% YoY
Affordable
3 Bedrooms
$1,340
Affordable
4 Bedrooms
$1,639
Average
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Is Lincoln County, CO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$41,000/year
Local median income: $54,257
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $1,025/month and 20% down on a home at 7% rate.

Nearby Cities in COlargest metros in the state

CityStudio1BR2BR3BRHome Value
Denver$1,639$1,789$2,140$2,794
Colorado Springs$1,219$1,472$1,778$2,491
Fort Collins$1,434$1,442$1,695$2,375
Greeley$1,107$1,203$1,528$2,141
Boulder$1,466$1,702$2,059$2,704
Pueblo$863$959$1,258$1,626

Rent or Buy in Lincoln County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Lincoln County data

$
Home Value
$350,000
2BR Rent
$1,025/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $2,577/movs rent: $1,025/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Lincoln County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Lincoln County

Compare rent & home prices by neighborhood

💵Rent Affordability in Lincoln County

Salary needed to afford rent here

🗺️All Cities in CO

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⚖️Compare Lincoln County

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📋CO Tenant Rights

Deposit limits, eviction laws & renters protections