Average Rent in Jacksonville, NC↓ Rents falling 10.0% YoY
HUD FY2025 · Official government data · Updated annually · Metro pop. 208,537
Market Overview
Jacksonville, NC has rental prices ranging from $879/month to $1,946/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $927/month — 34% below the national average of $1,400/month. With a median household income of $64,568/year, spending $927/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.
How Jacksonville Compares
With an average 2-bedroom rent of $1,147/month, Jacksonville ranks #28 most expensive of the 87 cities tracked in North Carolina — pricier than 78% of all US cities in our data.
The Jacksonville Rental Market
The Jacksonville, NC area has a population of about 208,537 and 39% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.
Rent Trends
2-bedroom rents in Jacksonville, NC have fallen by $127/month (10.0%) over the past year, from $1,274 to $1,147. This rate of decrease is significant and reflects softening demand or increased inventory in the local market.
Affordability
To afford a 1-bedroom apartment in Jacksonville, NC without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $37,080. The local median household income of $64,568 exceeds that threshold by $27,488, making Jacksonville relatively accessible compared to local wages.
Rent vs. Buy
The median home value in Jacksonville, NC is $264,166, giving a price-to-rent ratio of 19.2. With a break-even horizon of approximately 19 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.
Fair Market Rents
HUD FY2025Is Jacksonville, NC Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in NClargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Anson County | $834 | $927 | $1,216 | $1,465 | — |
| Charlotte | $1,586 | $1,647 | $1,824 | $2,250 | — |
| Camden County | $982 | $990 | $1,129 | $1,582 | — |
| Virginia Beach | $1,475 | $1,483 | $1,696 | $2,361 | — |
| Raleigh | $1,533 | $1,592 | $1,763 | $2,192 | — |
| Greensboro | $999 | $1,039 | $1,150 | $1,463 | — |
Rent or Buy in Jacksonville?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Jacksonville data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Mortgage Calculator
Estimate monthly payment for $264,166 home at 7% rate
Living in Jacksonville
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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⚖️Rent vs Buy in JacksonvilleIs it cheaper to rent or buy here?
💵Rent Affordability in JacksonvilleSalary needed to afford rent here
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