Average Rent in Chattanooga, GA↑ Rents rising 15.7% YoY🔺 5th priciest in GA
HUD FY2025 · Official government data · Updated annually · Metro pop. 569,333
Market Overview
Chattanooga, GA has rental prices ranging from $1,231/month to $1,942/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,284/month — 8% below the national average of $1,400/month. With a median household income of $68,666/year, spending $1,284/month on a 1-bedroom represents 22% of gross income — within the recommended 30% threshold.
How Chattanooga Compares
With an average 2-bedroom rent of $1,426/month, Chattanooga ranks #5 most expensive of the 114 cities tracked in Georgia — pricier than 90% of all US cities in our data.
The Chattanooga Rental Market
The Chattanooga, GA area has a population of about 569,333 and 32% of households renting rather than owning. That is close to the US average renter share of ~34%.
Rent Trends
2-bedroom rents in Chattanooga, GA have risen by $194/month (15.7%) over the past year, from $1,232 to $1,426. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.
Affordability
To afford a 1-bedroom apartment in Chattanooga, GA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $51,360. The local median household income of $68,666 exceeds that threshold by $17,306, making Chattanooga relatively accessible compared to local wages.
Fair Market Rents
HUD FY2025Is Chattanooga, GA Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in GAlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Atlanta | $1,591 | $1,653 | $1,830 | $2,205 | — |
| Augusta | $868 | $1,039 | $1,175 | $1,545 | — |
| Savannah | $1,324 | $1,431 | $1,584 | $2,131 | — |
| Talbot County | $723 | $767 | $905 | $1,268 | — |
| Stewart County | $770 | $817 | $964 | $1,161 | — |
| Macon | $1,014 | $1,082 | $1,252 | $1,508 | — |
Rent or Buy in Chattanooga?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Chattanooga data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Living in Chattanooga
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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💵Rent Affordability in ChattanoogaSalary needed to afford rent here
🗺️All Cities in GASee how Chattanooga ranks statewide
⚖️Compare ChattanoogaSide-by-side rent & cost of living with any city
📋GA Tenant RightsDeposit limits, eviction laws & renters protections