Average Rent in Bergen, NJ↓ Rents falling 1.8% YoY
HUD FY2027 · Official government data · Updated annually · Metro pop. 19,756,722
Market Overview
Bergen, NJ has rental prices ranging from $1,772/month to $3,497/month in 2027, depending on unit size. The typical 1-bedroom apartment rents for $1,987/month — 42% above the national average of $1,400/month. With a median household income of $97,334/year, spending $1,987/month on a 1-bedroom represents 24% of gross income — within the recommended 30% threshold.
How Bergen Compares
With an average 2-bedroom rent of $2,282/month, Bergen ranks #4 most expensive of the 11 cities tracked in New Jersey — pricier than 98% of all US cities in our data.
The Bergen Rental Market
The Bergen, NJ area has a population of about 19,756,722 and 49% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.
Rent Trends
2-bedroom rents in Bergen, NJ have fallen by $42/month (1.8%) over the past year, from $2,324 to $2,282. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.
Affordability
To afford a 1-bedroom apartment in Bergen, NJ without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $79,480. The local median household income of $97,334 exceeds that threshold by $17,854, making Bergen relatively accessible compared to local wages.
Fair Market Rents
HUD FY2027Is Bergen, NJ Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in NJlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Newark | $1,637 | $1,850 | $2,233 | $2,785 | — |
| Monmouth | $1,671 | $1,847 | $2,283 | $2,927 | — |
| Middlesex | $1,953 | $2,103 | $2,623 | $3,125 | — |
| Jersey City | $2,462 | $2,514 | $2,792 | $3,392 | — |
| Warren County | $1,614 | $1,624 | $2,021 | $2,478 | — |
| Trenton | $1,561 | $1,764 | $2,242 | $2,741 | — |
Rent or Buy in Bergen?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Bergen data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Living in Bergen
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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💵Rent Affordability in BergenSalary needed to afford rent here
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