RentData

Average Rent in Baylor County, TX Rents rising 3.1% YoY🔻 6th cheapest in TX

HUD FY2025 · Official government data · Updated annually · Metro pop. 3,464

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Baylor County, TX has rental prices ranging from $708/month to $1,395/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $713/month — 49% below the national average of $1,400/month. With a median household income of $42,313/year, spending $713/month on a 1-bedroom represents 20% of gross income — within the recommended 30% threshold.

How Baylor County Compares

With an average 2-bedroom rent of $933/month, Baylor County ranks #215 most expensive of the 220 cities tracked in Texas — more affordable than 60% of all US cities in our data.

The Baylor County Rental Market

The Baylor County, TX area has a population of about 3,464 and 33% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Baylor County, TX have risen by $28/month (3.1%) over the past year, from $905 to $933. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Baylor County, TX without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $28,520. The local median household income of $42,313 exceeds that threshold by $13,793, making Baylor County relatively accessible compared to local wages.

Economy & Jobs

Baylor County, TX has an unemployment rate of 3.2%, 0.7 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.

Fair Market Rents

HUD FY2025
Studio
$708
Affordable
1 Bedroom
$713
Affordable
2 Bedrooms
$933
3.1% YoY
Affordable
3 Bedrooms
$1,307
Average
4 Bedrooms
$1,395
Average
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Is Baylor County, TX Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$37,320/year
Local median income: $42,313
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $933/month and 20% down on a home at 7% rate.

Nearby Cities in TXlargest metros in the state

CityStudio1BR2BR3BRHome Value
Fort Worth$1,371$1,461$1,705$2,256
Dallas$1,531$1,606$1,884$2,361
Brazoria County$951$1,138$1,260$1,683
Houston$1,226$1,279$1,529$2,038
San Antonio$1,116$1,231$1,501$1,907
Austin$1,549$1,650$1,949$2,484

Rent or Buy in Baylor County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Baylor County data

$
Home Value
$350,000
2BR Rent
$933/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $933/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Baylor County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Baylor County

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💵Rent Affordability in Baylor County

Salary needed to afford rent here

🗺️All Cities in TX

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📋TX Tenant Rights

Deposit limits, eviction laws & renters protections